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Louisiana

Blue Cross Reminds Louisianians of Upcoming Enrollment Deadline

BATON ROUGE – For Medicare-eligible Louisianians, there’s still time to sign up for Medicare Advantage (MA) coverage. The Annual Open Enrollment period ends on Saturday, Dec. 7.
For those still seeking coverage, Blue Cross offers the following tips on choosing a plan: Know your Medicare options with Original Medicare (Parts A and B), you get coverage for hospital care, doctor visits, skilled nursing facility care, home health care services and preventive services. Original Medicare doesn’t cover all of your healthcare expenses, leaving you responsible for about 20 percent of your costs. It also doesn’t include prescription drug coverage (Part D), which you can buy separately. With Medicare Advantage (Part C), you get Parts A and B, plus extra benefits. These plans are offered through private insurance companies. Consider Medicare Advantage If you are looking for an all-in-one plan with extra benefits, Medicare Advantage might be right for you. Depending on the plan you choose, you could get a fitness center membership, plus vision, hearing and dental services. Some MA plans even include prescription drug coverage.
You will still need to pay your Medicare Part B premium, but the good news is that MA plans have low or zero monthly premiums. You really can get more for less! Review your prescription drugs
MA plans that include prescription drug coverage – called MAPD plans – will have a formulary or list of covered drugs. Look up your drugs on this list to see if they are covered and how much they will cost on each plan you are considering. Check the network Whether you are signing up for MA for the first time or just exploring your options, it is important to make sure your doctors and hospitals are in the network. Check the plan’s provider directory to be sure.  Ask for help don’t get overwhelmed by your Medicare choices. Reach out to friends and family members who are on Medicare to find out what they like about their plan. When you are ready to enroll, an agent or broker can give you expert advice to guide you through the process.
For more information about Blue Advantage (HMO) | Blue Advantage (PPO), visit www.bcbsla.com/blueadvantage or call 1 (800) 363-9152, TTY 711, 8 a.m. to 8 p.m., 7 days a week.